DOES YOUR BUSINESS SUPPLY TO BIG BUSINESS?

Talk with us about Reliable INVOICE FINANCE

By financing up to 95% of approved invoices upfront, we help successful businesses grow and remove the stress of waiting for big customers to pay their bills.

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WE HELP REDUCE CASHFLOW FINANCE STRESS

FLEXIBLE CASH FLOW

A flexible cash flow facility that grows with your business

YOU’RE IN CONTROL

Once approved, you choose which invoices to fund, how much and when

BUDGET FRIENDLY

No ongoing administration fees

YOUR CHOICE

No lock in contracts

OUR INVOICE FINANCE PROCESS

1

You supply your goods to your big business customers and send your invoice

2

You decide if you want your invoice paid faster and upload your invoice into our easy online portal

3

As soon as it is approved, Apricity pays you up to 95% of your invoice

4

The balance of the invoice (less our fees) will be paid when the invoice is settled

5

You enjoy the financial freedom that comes from invoice financing

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Latest Financial News and Advice

Read all our news

How David can work successfully with Goliath

by Nick Chan | 21 August 2019 | Blog, News

New Zealand is often described as a nation of small businesses. We’ve all seen the statistics showing that 97% of NZ businesses have less than 20 employees. With only 3% of businesses defined as large corporations, this bottom-heavy set up means smaller players can...

SMEs sick of the bunch of bankers

by Linden Toll | 12 August 2019 | Blog, News

When we started this business five years ago, we knew that banks were failing the SME community. Just as we see today, I remember at the time seeing giant billboards around Sydney airport with bankers promising that they were on the side of small business. That they...

Can changing your credit terms get money back into your business sooner?

by Rebecca Krantz | 5 August 2019 | Blog, News

Businesses today have a substantial amount of money sitting in their accounts receivables. Accessing that money and getting it into your business is no small task, with more than 40% of invoices paid late. We are well aware of the problems fluctuating cashflow can...

TALK WITH AN INVOICE FINANCE SPECIALIST

Your dedicated account manager will work with you to ensure that our invoice finance facility is the right one to help your business grow.

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“As a business, we don’t like to have a lot of debt on our balance sheet, and Apricity provides a great way around this. Their product means they are on call when and if we need them… By bringing our invoice payments forward, we can smooth out our cash flows when it suits us to do so. Apricity takes out the challenge of cash flow during our peak periods. It’s a great financial resource for us to draw on when we need to.”

-ADVERTISING AGENCY, VICTORIA

"We have seen a 500% growth in trades labour (since we started using Apricity) and it’s still growing. We have had a number of new clients come on board because they know we can provide the quality labour they need. I would 100% recommend Apricity to other businesses in our position, and I have done so on a number of occasions. We recommend Apricity in the strongest possible terms. They are professional, their responses rapid as you correspond with the decision makers. It has been a godsend to us and continues to be."

-MINING SERVICES, NSW

"We were already using another invoice finance facility, but we decided to switch to Apricity. Apricity terms were a lot more appealing. We very much liked the flexibility as it solved a lot of problems for us. Also, the reports we receive from Apricity are easier to read and the whole process is far more straightforward than our previous provider.
Overall, we are very glad we switched and I would not hesitate to recommend Apricity to other businesses.

-ELECTRICAL & AIR-CONDITIONING BUSINESS."

“Cash flow is critical for us to be able to pay our creditors and our wages. In our business, we can make a big upfront payment and then not get paid ourselves for months.…We just wouldn’t be able to exist without Apricity. It allows us to pay our creditors and our wages on time – it takes the lumpiness out of our cash flow. The best thing about it is you don’t have to offer up your house as security. You’re not tied to it. It was a great decision for us. It allowed us to adapt to the market, and to continue on doing what we were doing.”

-CONSTRUCTION AND ENGINEERING, NSW