Inflation challenges rise – worry about the macro but focus on the micro

Sometimes you need to step back, take a deep breath to separate the wood from the trees.The economic environment has changed massively. The changes are not just cyclical or temporary as the economy moves up and down. And changes cover both economic and social aspects. Businesses need to adapt to both near-term shifts, but deeper […]

5 Minutes With… Mae-Ann Salvilla

MAE-ANN SALVILLA  Financial Accountant Mae-Ann started with Apricity in 2021. With a huge passion for all things music, Mae is an integral member of the Apricity family keeping a close eye on the company’s finances. THE NICKNAME PEOPLE KNOW ME FOR… My family and friends call me Menggay or Meng. IN A NUTSHELL, MY JOB […]

The economic cycle has turned and the piper needs to be paid.

Warren Buffet once commented that when the tide goes out, you find out who has been swimming naked. Skinny-dipping has been rampant. The economic cycle has turned and the piper needs to be paid. Inflation is rampant. Taming inflation is not growth (think business revenue), margin, or asset price friendly. Night follows day just as […]

5 Minutes With… Daisy Batty

DAISY BATTY Marketing Executive Daisy started with Apricity in 2021 through her networking links. She is in her final year at Western Sydney University where she is studying a Bachelor of Business with a major in Marketing. Daisy has previously worked in hospitality, and travel and tourism, gaining valuable customer service and sales experience. She enjoys […]

Government procurement initiatives, a game changer for SMEs

In the recent federal budget, the Government announced significant changes aimed at making procurement contracts more accessible to SMEs.  These include a requirement for government departments to split up major projects into smaller components making contracts more attainable for SMEs and encouraging greater competitiveness.  Another highly compelling move is a commitment to reduce costs and […]

How far will central banks be prepared, or need to go, to tame inflation?

Businesses should be mindful that central banks are now on the warpath against inflation with the rhetoric and expectations towards higher interest rates ramping up.  Businesses need to be thinking about what it means for them as the economy moves from the boom into reset mode.  Many business people have not seen the destructive impact […]

Invoice finance – it’s just good business.

In the recent federal budget, the Government announced significant changes aimed at making procurement contracts more accessible to SMEs.  These include a requirement for government departments to split up major projects into smaller components making contracts more attainable for SMEs and encouraging greater competitiveness.  Another highly compelling move is a commitment to reduce costs and […]

The Inventory Conundrum – Risks and Benefits of Holding Stock

For many small businesses, balancing inventory with supply and demand is a constant headache.  How do you ensure your business has the stock on hand to meet customer demand without overstretching yourself financially by purchasing and storing inventory long before you receive any revenue for its sale? The inventory question in 2022 is more important […]