by Apricity Finance | Jul 4, 2018 | Blog, News
According to report in the Sydney Morning Herald today, Australians owe $45 billion on credit cards and are paying more than five billion dollars a year in interest. Where does this kind of ‘debt trap’ leave small business? Accessing affordable funding is an ongoing...
by Linden Toll | Jun 25, 2018 | Blog, News
The Royal Commission into Australia’s banking and financial services industry has highlighted the issues many business owners have faced in recent years — and it isn’t over yet. But it’s already taught us one thing: if you’re a small business, you might want to think...
by Apricity Finance | Jun 21, 2018 | Blog, News
We read with interest this recent article from James Morton of The Advisor. James highlights some of the issues around small business lending emerging as the Royal Commission unfolds. Throughout the Inquiry, Banks and Brokers are being painted as villains, with small...
by Apricity Finance | Jun 6, 2018 | Blog, News
By it’s very nature, the manufacturing industry lends itself well to invoice financing, a flexible and agile funding method. Manufacturing is alive and well in both Australia and New Zealand. Reports are stating that the manufacturing industry in Australia is heading...
by Apricity Finance | May 14, 2018 | Blog, News
We recently exhibited at the GEA Supply Chain Expo. This was a fantastic event, where we made contact with a number of businesses across a wide range of industries including mining and mining services, manufacturing, transport and logistics, professional services and...
by Apricity Finance | May 7, 2018 | Blog, News
Healthcare and medical suppliers are growing industries. IBIS World reports that the industry in Australia is worth $137b per year, employs 850 thousand people and boasts a growth rate of 4.6% from 2013-18. This is in stark contrast to a GDP growth rate of less...
by Apricity Finance | Apr 13, 2018 | Blog, News
We love Australian Small Business and Family Enterprise Ombudsman Kate Carnell. At Apricity Finance, we believe that she speaks the truth and really understands the needs of small to medium businesses across the country. A recent article in SmartCompany quotes Ms...
by Apricity Finance | Apr 11, 2018 | Blog
Cash flow is usually a major concern for small and medium businesses, particularly in recent years when invoicing periods have increased to 30, 60 and 90 days. If you want your small business to survive, it is essential to think outside the box, which is where invoice...
by Apricity Finance | Apr 11, 2018 | Blog
Invoice loans is a rising trend in Australian as businesses turn to new solutions to help improve cash flow while suffering longer invoice payment periods. As business loans go, invoice loans (sometimes called invoice finance or invoice factoring) can be a relatively...
by Apricity Finance | Apr 9, 2018 | Blog, News
Primary producers have enjoyed the fastest invoice payment times of all business sectors in Australia since 2015, according to industry analyst, illion (formerly Dun & Bradstreet). However, the agriculture sector experienced a sharp 3.2% decline in invoice...
by Linden Toll | Mar 28, 2018 | Blog, News
Apricity News + your chance to win a $250 Qantas Voucher Why is it that in Australia, we seem to be continually let down by the leaders in the economy, politics and more recently – our sporting teams? Without getting in to Ball-Tampering-Gate, I do think that as a...
by Linden Toll | Mar 27, 2018 | Blog, News
Small businesses face many challenges, but one of the biggest obstacles can be obtaining external finance (The Availability of Business Finance, RBA). Many small businesses have typically relied on bank facilities, such as overdrafts, to manage cash-flow shortages,...
