Can Credit Cards help Small Business?

Can Credit Cards help Small Business?

According to report in the Sydney Morning Herald today, Australians owe $45 billion on credit cards and are paying more than five billion dollars a year in interest.  Where does this kind of ‘debt trap’ leave small business? Accessing affordable funding is an ongoing...
Apricity at the GEA Expo

Apricity at the GEA Expo

We recently exhibited at the GEA Supply Chain Expo. This was a fantastic event, where we made contact with a number of businesses across a wide range of industries including mining and mining services, manufacturing, transport and logistics, professional services and...
5 Tips For Securing Invoice Loans With Minimal Risk

5 Tips For Securing Invoice Loans With Minimal Risk

Cash flow is usually a major concern for small and medium businesses, particularly in recent years when invoicing periods have increased to 30, 60 and 90 days. If you want your small business to survive, it is essential to think outside the box, which is where invoice...
Can invoice finance work in Agriculture

Can invoice finance work in Agriculture

Primary producers have enjoyed the fastest invoice payment times of all business sectors in Australia since 2015, according to industry analyst, illion (formerly Dun & Bradstreet). However, the agriculture sector experienced a sharp 3.2% decline in invoice...
OVERDRAFTS, SMALL BUSINESS AND THE BANKS

OVERDRAFTS, SMALL BUSINESS AND THE BANKS

Small businesses face many challenges, but one of the biggest obstacles can be obtaining external finance (The Availability of Business Finance, RBA). Many small businesses have typically relied on bank facilities, such as overdrafts, to manage cash-flow shortages,...