8 Tips For Managing Cash Flow Over The Holiday Period

While the end of year period can be the busiest and most profitable season of the year for some industries, ironically it also puts a massive financial strain on many businesses. Many large companies slow down production or put off making big contracting and purchasing decisions until the new year – meaning cash flow can […]

Crisis, Reinvention and Recovery

‘Lockdown’ has been declared Word of the Year in 2020, however another close contender must have been the word ‘pivot’. The verb has moved from a boardroom buzzword to a key survival tool for businesses across the globe. Successful pivots can be attributed to the creativity, resilience and entrepreneurial nature of SMEs and represent anything from […]

Reducing long-term commitment to keep the economy running

As we head towards the end of 2020, a year that has changed the way we live, work and interact with each other, businesses across the globe have found that agility and adaptability has been the key to their survival.  New Zealand’s business landscape has seen many businesses adapt, and even thrive. Such success stories […]

Broker Insights Series – Jim Bourke

PLEASE TELL US ABOUT THE NATURE OF YOUR BUSINESS. My professional background has predominantly been in farming in New Zealand, and I did a five-year stint building a GPS fertilising tracking system for a company before making the switch to finance and have worked for JB Asset Services ever since. JB Asset Services is a […]

5 Minutes with… Nick Chan

NICK CHAN Head of Sales and Relationships, New Zealand Nick has a wealth of experience in Commercial Banking, having previously worked at ANZ, BNZ, and China Construction Bank.  He specialises in helping businesses structure working capital facilities that help them succeed and grow. Nick’s experience extends across businesses of varying sizes, encompassing a range of […]

Broker Insights Series – Brendan Brits

PLEASE TELL US ABOUT THE NATURE OF YOUR BUSINESS. I’m a mortgage broker that works across numerous lending fields – commercial and business. The types of clients I work with are predominantly residential homebuyers and investors looking to grow residential property portfolios. WHAT ARE THE BIGGEST ISSUES YOUR CLIENTS ARE FACING IN THE CURRENT CLIMATE? […]

Gorden Tallis lunch event – Auckland

A huge thank you to all those that attended our lunch with Gorden Tallis in Auckland this week. In the words of the Raging Bull himself, “You don’t stop working when you’re tired. You stop working when the job is done. And the job is done when the whistle is blown.” This is a sentiment […]

Nick Chan explains how Apricity fits in with your working capital cycle

Apricity Invoice Finance can help accelerate your cash flow by accessing the funds from your invoices early.  By workshopping a working capital timeline together, we can ensure that your business can meet all its payment obligations; suppliers, staff, rent, as well as tax obligations – when they are due. Find out how Apricity can help your […]

Proposed regulations could mean a murky future for funding in NZ

The borrowing capabilities of New Zealand businesses could be severely impacted by proposed regulatory changes on both sides of the ditch.  According to many commentators, we may see a reduction in capital from the banks as well as a potential increase in rates for those able to secure funding. In recent weeks, The Reserve Bank […]