Confidence is starting to increase in the business community again, so take that momentum and let it propel you into planning mode because the head in the sand mentality is not the way to get ahead this year. BE OPTIMISTIC, BUT REALISTIC Your budget projections for...
While the end of year period can be the busiest and most profitable season of the year for some industries, ironically it also puts a massive financial strain on many businesses. Many large companies slow down production or put off making big contracting and...
‘Lockdown’ has been declared Word of the Year in 2020, however another close contender must have been the word ‘pivot’. The verb has moved from a boardroom buzzword to a key survival tool for businesses across the globe. Successful pivots can be attributed to the...
As we head towards the end of 2020, a year that has changed the way we live, work and interact with each other, businesses across the globe have found that agility and adaptability has been the key to their survival. New Zealand’s business landscape has seen many...
PLEASE TELL US ABOUT THE NATURE OF YOUR BUSINESS. My professional background has predominantly been in farming in New Zealand, and I did a five-year stint building a GPS fertilising tracking system for a company before making the switch to finance and have worked for...
Nick ChaN Head of Sales and Relationships, New Zealand Nick has a wealth of experience in Commercial Banking, having previously worked at ANZ, BNZ, and China Construction Bank. He specialises in helping businesses structure working capital facilities that help them...
PLEASE TELL US ABOUT THE NATURE OF YOUR BUSINESS. I’m a mortgage broker that works across numerous lending fields – commercial and business. The types of clients I work with are predominantly residential homebuyers and investors looking to grow residential property...
According to a KPMG report published in February, New Zealand should expect further instability within the banking sector. This comes after a turbulent twelve months, which has seen many of the country’s banks take a hit to their profits. The main factors driving...
A huge thank you to all those that attended our lunch with Gorden Tallis in Auckland this week. In the words of the Raging Bull himself, “You don’t stop working when you’re tired. You stop working when the job is done. And the job is done when the whistle is...
Apricity Invoice Finance can help accelerate your cash flow by accessing the funds from your invoices early. By workshopping a working capital timeline together, we can ensure that your business can meet all its payment obligations; suppliers, staff, rent, as well as...
The borrowing capabilities of New Zealand businesses could be severely impacted by proposed regulatory changes on both sides of the ditch. According to many commentators, we may see a reduction in capital from the banks as well as a potential increase in rates for...
Alan tells us how using Apricity Finance has helped one of our clients dramatically increase revenue and profitability. Don’t you love it when a plan comes together? ...
