by Apricity Finance | Jul 4, 2018 | Blog, News
According to report in the Sydney Morning Herald today, Australians owe $45 billion on credit cards and are paying more than five billion dollars a year in interest. Where does this kind of ‘debt trap’ leave small business? Accessing affordable funding is an ongoing...
by Apricity Finance | Jun 21, 2018 | Blog, News
We read with interest this recent article from James Morton of The Advisor. James highlights some of the issues around small business lending emerging as the Royal Commission unfolds. Throughout the Inquiry, Banks and Brokers are being painted as villains, with small...
by Apricity Finance | Apr 13, 2018 | Blog, News
We love Australian Small Business and Family Enterprise Ombudsman Kate Carnell. At Apricity Finance, we believe that she speaks the truth and really understands the needs of small to medium businesses across the country. A recent article in SmartCompany quotes Ms...
by Apricity Finance | Apr 11, 2018 | Blog
Invoice loans is a rising trend in Australian as businesses turn to new solutions to help improve cash flow while suffering longer invoice payment periods. As business loans go, invoice loans (sometimes called invoice finance or invoice factoring) can be a relatively...
by Apricity Finance | Jan 30, 2018 | Blog, News
No matter how successful a small, or even medium business is, dealing with cashflow is often a challenge. Businesses may be able to control their outgoings and win big contracts, but when invoices are being paid later and later, issues arise with maintaining regular...
by Apricity Finance | Jan 30, 2018 | Blog, News
What is Invoice Financing? Nobody ever said that running a business was easy. There are endless challenges awaiting intrepid business owners as they embark on sustaining and growing their business towards the future. However, one unexpected obstacle that too often...
by Apricity Finance | Jan 29, 2018 | News
James Harkness Dynamic Business January, 2018 The Institute of Public Accountants (IPA) is calling for the Federal Government to introduce a loan guarantee scheme and legislate maximum payment times for business-to-business transactions in order to improve financial...
by Apricity Finance | Nov 16, 2017 | Blog, News
From Alan Hewitt For any business owner, cashflow dictates whether you live or die. Protecting it and maintaining control must be an absolute priority if your business is to flourish. But with customers setting their own terms as to when you receive payment, this can...
by Apricity Finance | Nov 3, 2017 | News
Australian Mining 28 September 2017 The current 60-day payment terms of major mining houses operating in Queensland are having a significant negative impact on local small to medium businesses. A survey conducted by Queensland Industry Groups suggests that more than...