Mornet Van der Merwe

  • Head of Credit & Risk

With over a decade in senior positions within New Zealand and Australian banks and finance companies, Mornet joined Apricity Finance in 2018 as Head of Credit & Risk. His background in managing financially distressed businesses for secured creditors, with the turnaround as the primary objective, has seen him work with both small and large businesses across various industries including ASB, Kiwibank and Heartland Bank LTD.

Mornet has a deep understanding of banking and has led a variety of teams including specialist recovery, collections, turnaround, internal asset review and credit portfolio management teams. He brings more than 20 years’ experience in the banking industry, and a wealth of experience to credit risk management decisions, analytics, reporting and strategy. He is also a board member on RITANZ, the professional body for insolvency practitioners in NZ.

Hailing from South Africa, Mornet completed a law degree at the University of Pretoria.

A father to three young children, Mornet counts kayak fishing, family and football as his personal interests (although not necessarily in that order).

Invoice finance
What is your greatest passion outside of work?
Fishing and DIY, especially if I can combine these with family.

What are three career lessons you’ve learned thus far?
- Every challenge is an opportunity to learn
- Everyone gets out of bed in the morning to do their best, they just need encouragement and guidance
- It’s OK to be wrong (and to admit it)
What are you most proud of?
My 3 beautiful kids (Nina, Lucas and Joseph)

What is the one thing you cannot resist?
12 year old single malt whiskey from Speyside

What’s your favourite time of year?
Autumn. The colours and the bearable temperatures just soothes my soul!

What is your favourite quote?
“A pessimist sees difficulty in every opportunity; an optimist sees opportunity in every difficulty.” Winston Churchill


Take control of your cash flow and manage your growth. Our invoice finance specialists will listen to your challenges and check your eligibility so you can access the funds you need to reach your business potential.