News
2009 – 2019 A lot can change in a decade…
A decade ago, you couldn't order an Uber on your phone or indulge in a Netfilx binge on your iPad. You couldn’t swipe right to your dating future on Tinder or book a place to stay on Airbnb. As we head towards the end of the year and indeed the end of the decade, it...
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Avoiding A Christmas Cash Flow Nightmare
Can you believe the Christmas countdown is on? Every year it seems to happen earlier. And while thoughts for some turn to holidays, parties or end of year bonuses, for many small businesses the Christmas period can be a huge source of anxiety. For some businesses,...
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Is there an opportunity for your business in Western Sydney’s infrastructure projects?
Many years after its conception, 2020 will finally see earthworks begin on the new Sydney Airport at Badgerys Creek, 50km west of the city. Concept designs for the new $5.3 billion-dollar airport, due to open in 2026 were released this month. The new airport, which...
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Why businesses no longer need to mix their business and personal finances
Traditionally, for SMEs looking to finance their business it was necessary to use a large chunk of personal collateral as security. In many cases this linking of personal and business finances led not only to more stress, but sometimes, day to day concerns like...
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Making the most of tendering opportunities
Should my business bid for Government contracts? The short answer is yes. In fact, it shouldn't be a case of ‘why’ but ‘why not’? Why tender? Providing goods and services to Government and the Public sector can be highly lucrative for small business. Winning a...
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Survey Results: Fast Fintechs and Brokers
Fast Fintech lenders (meaning those that promise quick, online approval often without getting to understand the needs of the SME borrower) are now a large part of the lending landscape for SMEs and a welcome addition to an environment where it can be tough to obtain...
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SME’s and mega projects – should your business be tendering?
The Australian Infrastructure Audit released last month predicts that Australia’s population will grow by 24 per cent reaching 31.4 million by 2034. The outcome of this will be significant pressure on infrastructure, particularly in our largest cities. The 2019...
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Landing the big fish – your guide to working with big business
How to make sure working with big business works for your business For many smaller businesses, landing a big client or piece of business is a dream come true. And so it should be. Opportunities for real business growth can be few, far between and sometimes fraught...
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SME Mental Health
Mental health enables individuals to function well in life and at work. It is the foundation of wellbeing in both individuals and the community and is vital for success in the workplace. People with good mental health will perform better at work and have increased...
read moreNick Chan explains how Apricity fits in with your working capital cycle
Apricity Invoice Finance can help accelerate your cash flow by accessing the funds from your invoices early. By workshopping a working capital timeline together, we can ensure that your business can meet all its payment obligations;...
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Small Business Counts report predicts a shake-up of the aging SME sector
According to a new report released at the Council of Small Business of Australia (COSBOA) Summit last week, 61% of employing small business owners are approaching retirement age. This statistic coupled with the fact that the majority of small business owners are aged...
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Proposed regulations could mean a murky future for funding in NZ
The borrowing capabilities of New Zealand businesses could be severely impacted by proposed regulatory changes on both sides of the ditch. According to many commentators, we may see a reduction in capital from the banks as well as a potential increase in rates for...
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