by Apricity Finance | Mar 13, 2020 | Testimonial
We are a Melbourne based civil construction company, delivering large scale projects across multiple sectors including transport, rail, road, water and landscaping. We handle all aspects of the project from earthworks and construction to hiring and training workers...
by Apricity Finance | Mar 4, 2020 | Blog, News, NZ
According to a KPMG report published in February, New Zealand should expect further instability within the banking sector. This comes after a turbulent twelve months, which has seen many of the country’s banks take a hit to their profits. The main factors driving...
by Apricity Finance | Dec 3, 2019 | Blog, News
Can you believe the Christmas countdown is on? Every year it seems to happen earlier. And while thoughts for some turn to holidays, parties or end of year bonuses, for many small businesses the Christmas period can be a huge source of anxiety. For some businesses,...
by Apricity Finance | Nov 13, 2019 | Blog, News
Traditionally, for SMEs looking to finance their business it was necessary to use a large chunk of personal collateral as security. In many cases this linking of personal and business finances led not only to more stress, but sometimes, day to day concerns like...
by Apricity Finance | Oct 30, 2019 | Blog, News
Fast Fintech lenders (meaning those that promise quick, online approval often without getting to understand the needs of the SME borrower) are now a large part of the lending landscape for SMEs and a welcome addition to an environment where it can be tough to obtain...
by Apricity Finance | Oct 15, 2019 | Blog, News
The Australian Infrastructure Audit released last month predicts that Australia’s population will grow by 24 per cent reaching 31.4 million by 2034. The outcome of this will be significant pressure on infrastructure, particularly in our largest cities. The 2019...
by Apricity Finance | Aug 28, 2019 | Broker Testimonial
Please tell us about the nature of your business? We advise businesses and lenders at various points in the lifecycle of their business, usually around a significant event. For example, when considering a growth opportunity or next step, a customer changing terms or...
by Apricity Finance | Aug 5, 2019 | Blog, News
Businesses today have a substantial amount of money sitting in their accounts receivables. Accessing that money and getting it into your business is no small task, with more than 40% of invoices paid late. We are well aware of the problems fluctuating cashflow can...
by Apricity Finance | Jun 26, 2019 | Blog, News
New research from the global small business platform Xero and AlphaBeta Advisors reveals the significant impact that late payments have on small businesses in Australia. The research goes as far as putting a dollar value on the amount outstanding of $115 billion per...
by Apricity Finance | Jun 24, 2019 | Blog, News
Use an invoice finance facility – but choose wisely. Invoice finance allows businesses to get their money back into their business faster. When looking at the cost of invoice finance, it is important to remember that a dollar today is worth more than the dollar you...
by Apricity Finance | Jun 17, 2019 | Media
Awaken to an alternative market In a recent survey, 70% of brokers who work with small businesses said cashflow had become more of a problem in the past 12 months, and 98% said it was harder for those businesses to access cash flow. Read the full article....
by Apricity Finance | May 7, 2018 | Blog, News
Healthcare and medical suppliers are growing industries. IBIS World reports that the industry in Australia is worth $137b per year, employs 850 thousand people and boasts a growth rate of 4.6% from 2013-18. This is in stark contrast to a GDP growth rate of less...
