Crisis, Reinvention and Recovery

‘Lockdown’ has been declared Word of the Year in 2020, however another close contender must have been the word ‘pivot’. The verb has moved from a boardroom buzzword to a key survival tool for businesses across the globe. Successful pivots can be attributed to the creativity, resilience and entrepreneurial nature of SMEs and represent anything from […]

Future proofing your client after a win

In this article, published in The Advisor, Apricity CEO Linden Toll suggests some ways that Brokers can help their clients protect their business after a big win. https://www.theadviser.com.au/blogs/39554-future-proofing-your-client-after-a-business-win

Nick Chan explains how Apricity fits in with your working capital cycle

Apricity Invoice Finance can help accelerate your cash flow by accessing the funds from your invoices early.  By workshopping a working capital timeline together, we can ensure that your business can meet all its payment obligations; suppliers, staff, rent, as well as tax obligations – when they are due. Find out how Apricity can help your […]

Apricity Helps Steel fabrication business, NSW

Our business specialises in steel fabrication for a range of industries including construction, mining and petrochemical. Since the global financial crisis in 2008, increasingly we have experienced extended payment terms with our multinational clients. Often pushed out to anywhere between 45 and 60 days, this is something that is hugely crippling to our business. In […]

Opportunities for new banks

Apricity was quoted in an Article by Deakin University this week discussing the broader lending options for SME’s post the Royal Commission.  Read the article here.  

Australian SMEs still feeling cashflow crisis: broker community

The people that small-business owners turn to for independent advice believe that cashflow management and access to finance are only getting harder for SME businesses. A recent poll of the finance broker community, commissioned by Apricity Finance, has demonstrated that the key challenge of cashflow continues to drive the demand for small-business finance – something […]

Six things you should know about invoice finance

Apricity was a proud contributor to Mortgage Professional Australia today with our article ‘Six thing you should know about invoice finance’. Find out why SME’s are increasingly turning to our solution here.

NZ Health & Safety business servicing large corporations

Like many new start-ups and small businesses, the main challenges we were experiencing were around cash flow and growth. We were spending money on developing systems and technologies to support and differentiate our business. However, this investment combined with marketing spend, as well as wages and running costs led to some cash flow issues. We […]

Working with an ATO tax debt

ATO debt can be one of the biggest barriers to securing cashflow finance for small business.  If this is an issue facing you as a business owner, you are not alone – last year the ATO released figures showing that Australian Small Businesses owe in excess of $12 billion in tax debt.  However, the debt does not always […]

Diversified Construction and Engineering Firm, Victoria

[et_pb_section fb_built=”1″ _builder_version=”3.0.47″][et_pb_row _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] For over 40 years, our business has provided a wide range of civil infrastructure services for roads, rail, water, waste management and many other areas. In the past, we have often felt let down and unheard by the big banks, […]