by Cameron Bagrie | Jun 1, 2022 | Blog, News
Warren Buffet once commented that when the tide goes out, you find out who has been swimming naked. Skinny-dipping has been rampant. The economic cycle has turned and the piper needs to be paid. Inflation is rampant. Taming inflation is not growth (think business...
by Cameron Bagrie | Apr 14, 2022 | Blog, News
Businesses should be mindful that central banks are now on the warpath against inflation with the rhetoric and expectations towards higher interest rates ramping up. Businesses need to be thinking about what it means for them as the economy moves from the boom into...
by Cameron Bagrie | Mar 2, 2022 | Blog, News
The housing market has traditionally been a key funding source for businesses and also entrepreneurs looking to have a crack at an investment. The balance sheet was leaned on. Clever business bankers dressed up business loans in housing attire. Those days look to...
by Cameron Bagrie | Jan 27, 2022 | Blog, News
The credit environment has significantly tightened, especially in the housing arena, and of course this has flow-on implications for businesses reliant on lending secured by residential property. The house has been the implicit financing vehicle for many businesses. ...
by Cameron Bagrie | Dec 10, 2021 | Blog, News
Buckle up for 2022. In 2020 we navigated COVID-19 with success. 2021 was a mixture of basking in post recovery sunlight and then the reality as COVID-19 reappeared. The coming year looks set to be fraught with uncertainty, as we learn to deal with the enduring...
by Cameron Bagrie | Dec 2, 2021 | Blog, News
Debt levels are the normal focal point when talking about financial vulnerabilities. An under-appreciated reason for business failure is a lack of working capital, i.e., the cash to manage short-term commitments and operations. Having sufficient working capital and...
by Apricity Finance | Nov 13, 2020 | Blog, News, NZ
As we head towards the end of 2020, a year that has changed the way we live, work and interact with each other, businesses across the globe have found that agility and adaptability has been the key to their survival. New Zealand’s business landscape has seen many...
