The Rise of Non-Banks and Boutique Solutions

The Rise of Non-Banks and Boutique Solutions

The housing market has traditionally been a key funding source for businesses and also entrepreneurs looking to have a crack at an investment.  The balance sheet was leaned on.  Clever business bankers dressed up business loans in housing attire.  Those days look to...
Stop Banking On The House

Stop Banking On The House

The credit environment has significantly tightened, especially in the housing arena, and of course this has flow-on implications for businesses reliant on lending secured by residential property.  The house has been the implicit financing vehicle for many businesses. ...
Change is the New Normal – Buckle up For 2022

Change is the New Normal – Buckle up For 2022

Buckle up for 2022.  In 2020 we navigated COVID-19 with success.  2021 was a mixture of basking in post recovery sunlight and then the reality as COVID-19 reappeared. The coming year looks set to be fraught with uncertainty, as we learn to deal with the enduring...