Resilience and Growth

Last December, I wrote an end of year message that looked at how much our lives had changed over the preceding decade. I believe my final line was “maybe what’s to come is beyond our comprehension at the end of 2019”, it certainly was. The human and economic toll of the extraordinary year that was […]

The Banking Royal Commission: what does a chastened banking system mean for access to finance?

Pink piggy bank in blank white space with coins scattered around.

Commissioner Kenneth Hayne, stated in his interim report released last week that the key questions the Commission has to answer are; why such poor conduct has occurred and, how can it be stopped from happening again. He clearly attributes blame for misconduct in the financial services industry to greed – with products and services multiplying as selling became the […]