Non-banks Are The Future of Lending

What’s with all the money flowing into the fintech world? And what does all this investment mean – not only for the industry and other potential new players, but also for customers of financial services and SMEs? The answer is that this new wave of non-bank finance and fintech acquisitions is changing the entire economics […]

What Is Working Capital and Why Is It Important?

At Apricity, we know that one of the most common reasons people access new finance solutions is to improve their working capital. In essence, working capital is the funds available to your business for use in your day-to-day operations. In my experience with both clients and brokers, the conversation around how to improve working capital, is always […]